A Plus Dental
Friendly Family Dental Care

Unlock Your Dental Benefits: A Plus Dental's Guide to Preferred Providers and Making Care Affordable

June 24, 2025
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Posted By: Dr Queenie Chan

We believe everyone deserves a healthy smile, without the stress of wondering how you’re going to pay for it. At A Plus Dental, we’re not just about excellent clinical care. We’re here to help you unlock the full value of your health fund and explore every avenue to make dentistry as affordable and accessible as possible. Whether you’re insured, uninsured or unsure where to start, this guide is your key to smarter dental care.

What Does Being a 'Preferred Provider' Mean for You?

If you’ve heard the term ‘preferred provider’ and wondered what it actually means, you're not alone. Simply put, when you visit a preferred provider like A Plus Dental, you get access to maximum rebates and lower out-of-pocket costs through your private health insurer.

We’re proud to be a preferred provider for a range of major health funds, including:

  • Medibank Private
  • Bupa
  • HCF
  • NIB
  • CBHS
  • Westfund
  • And more

What this means for you is simple: when you come to A Plus Dental and you’re with one of these funds, your health fund will usually cover more of your treatment cost. That means less for you to pay, and in some cases, even no gap on preventive treatments like check-ups, cleans and x-rays.

Maximising Your Health Fund Rebates

Health funds are great, but only if you use them! Most policies come with annual limits, which means unused benefits don’t roll over into the next year. At A Plus Dental, we encourage all patients with private health insurance to maximise their entitlements before they reset.

Here’s how you can get the most value from your policy:

  • Book regular check-ups. — Preventive care is often covered in full or at a higher rebate level.
  • Ask us about what’s covered. — We can provide quotes with your item numbers so you’ll know exactly what your fund will cover.
  • Use your limits before they expire. — Have a clean, polish or crown you’ve been putting off? Don’t let your benefits go to waste.

Not sure what you’re entitled to? Our friendly front desk team can help check your coverage so you’re never left guessing.

On-the-Spot Convenience with HICAPS

Who wants to deal with paperwork and wait for reimbursements? Not you and not us. That’s why A Plus Dental uses HICAPS, an on-the-spot claiming system that lets us swipe your health fund card and claim your rebate instantly. All you need to do is pay the gap (if any), and you're good to go.

With HICAPS, you’ll:

  • Claim your rebate on the day
  • Know your exact out-of-pocket cost
  • Skip the stress of submitting receipts and waiting for reimbursement

It’s fast, easy, and another way we make your visit more convenient.

What If You Don't Have Private Health Insurance? 

No insurance? No worries! We believe financial stress should never get in the way of your oral health, which is why we offer alternative payment pathways, including access to SuperCare.

SuperCare is an Australian program that allows you to access your superannuation early to pay for essential dental procedures. This option is especially helpful for:

  • Dental implants
  • Orthodontic treatment
  • Oral surgery
  • Major restorative work

And the best part is that SuperCare handles the entire application process for you. There’s no paperwork, no chasing up documents, just support and guidance from start to finish.

If you or a family member needs significant dental care and you're unsure how to manage the cost, talk to us about SuperCare. It could be the solution you’ve been looking for.

Your Oral Health Is Our Priority

At the end of the day, everything we do at A Plus Dental comes back to one thing: your health and comfort. Whether you’re visiting for a routine check-up, a smile makeover, or a dental emergency, we want to ensure that cost never stands in the way of care.

Here’s a quick look at how we help keep dental care affordable:

  • Preferred provider status with major health funds
  • Transparent quotes and itemised treatment plans
  • HICAPS on-the-spot claims
  • Flexible payment options
  • Access to SuperCare for eligible procedures

We’ll always discuss your options, outline what’s urgent versus what can wait, and work with you to create a treatment plan and payment solution that fits your life.

Our Chelsea Heights Dental Clinic Welcomes You 

Still have questions about your benefits, rebates or payment options? Give our team a call! We love helping patients understand how to maximise their coverage and explore options they may not have been aware of. When it comes to finding a dental clinic that’s affordable, friendly and focused on quality, you’re in the right place!

Are you ready to book your consultation with us? We invite you to contact A Plus Dental today! We're here to make caring for your smile easy, affordable and stress-free.

We welcome patients of all ages to our dental clinic, and we're happy to serve patients from Chelsea Heights and beyond. 

Disclaimer: All surgical or invasive procedures carry risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.The information throughout this site is not intended to be taken as medical advice.
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.